Philosophy:
As a benefits brokerage and consulting firm, we adhere to the philosophy that if you can save clients money without sacrificing benefits or service, the relationship will continue to grow. We have never lost sight of our commitment to provide the highest level of personal services to each of our clients. We provide the resources of knowledge and experience to assemble and support benefit plans for your employees, our relationship with multiple insurance companies allow us to custom design outcomes which consistently deliver real value. We maintain a cutting edge grasp on new possibilities and strategically sustain your competitive posture by selecting options that fit both current and future needs.
Objectives:
*Detail a client’s needs through utilization analysis and customize the correct program.
*Provide updated legislative changes, case laws, claims and administrative situations by lending support and consultation to your Human Resource and financial departments.
*Ensure proper employee benefits communications to allow employee’s appreciation of their benefit package. Utilize such methods as personalized enrollment meetings, benefit statements, brochures or announcements. May also provide employee attitude surveys, gaining insight into employer perceptions and making modifications to the program based on the results of the survey.
Benefit Choices:
We implement a variety of plans designed to meet the changing needs and concerns of employees and employer. Through the implementation of such plan types as traditional insurance, Health Maintenance Organizations (HMO), Preferred Provider Organizations (PPO), Point of Service (POS), Self-funding and combination plans, your company will have the choice to provide the most effective plan for both employee and employer.
Available Services:
Our strategic alliance with various insurance companies enables us to provide the following services:
Group Life Insurance Plans Group Vision Plans
Voluntary Life Insurance Plans Group Long-Term Care
Short-Term Disability Section 125 Administration
Long-Term Disability Flexible Spending Accounts
401-k Pension Plans Cafeteria Program Design
Group Dental Plans COBRA Administration
Employee Assistance Plans
Summary:
By assessing a client’s needs, through a utilization analysis, we customize the correct program. It is virtually impossible for an in-house human resource professional to keep current with up-to-the minute information on the constantly changing legislation and administration situations. Compound this with spiraling benefit costs and plan design changes and it is easy to see why human resource professionals are being stretched beyond their limits. Few companies today can afford to have their in-house staff constantly monitor the issues. Nor can they depend on insurance carriers or administrators to provide them with objective information about the market or competitors. We are specialists devoting 100% of our attention and research to employee benefits and key executive plans. We keep you better informed and are always looking for ways for you to take advantage of new opportunities.
PA DRUG CARD UPDATE:
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